Strategic Finance Analyst – FP&A & Capital Markets
Location: Remote, USA (also available in Richmond, VA and Arlington, VA)
Employment type: Full-time
Salary: $101,000–$131,000 per year, plus eligibility for a company bonus
A financial services business is seeking a Strategic Finance Analyst to support financial planning, forecasting, capital markets activities and business performance analysis.
Working across Finance, Risk, Accounting, Sales and Operations, this role offers exposure to financial modelling, portfolio performance, unit economics and asset-backed financing.
Key Responsibilities
Financial Planning & Forecasting
- Support quarterly forecasts, annual budgets and financial planning cycles.
- Maintain forecasting models covering originations, portfolio performance and profitability.
- Analyse payment behaviour, delinquency trends and charge-offs.
- Develop scenario and sensitivity analyses to support business decisions and liquidity planning.
- Explain variances against budgets and forecasts to senior leadership.
Capital Markets
- Support the management of asset-backed debt facilities, including covenant monitoring and borrowing base reporting.
- Prepare lender and investor communications, portfolio analyses and meeting materials.
- Develop credit performance forecasts to support funding and capital planning.
- Research capital markets trends, funding strategies and industry developments.
Business & Portfolio Analytics
- Analyse merchant- and product-level unit economics and net cash flow.
- Use SQL and large datasets to build data models, dashboards and reporting tools.
- Support monthly financial reviews and ad-hoc executive analysis.
- Monitor competitor and market performance and identify business implications.
Cross-Functional Collaboration
- Work with Risk, Accounting, Sales and Operations to align forecasts, metrics and reporting.
- Improve reporting processes, automate workflows and use AI tools to increase analytical efficiency.
Requirements
- Bachelor's degree in Finance, Economics, Business, Engineering or a quantitative field.
- 2–5 years of experience in data or business analytics, FP&A, strategic finance, capital markets, investment banking or financial services analytics.
- Strong SQL skills for data analysis, reporting and dataset creation.
- Experience analysing large, complex datasets and solving ambiguous business problems.
- Advanced Microsoft Excel skills, including complex formulas, pivot tables and data analysis.
- Strong analytical, problem-solving and communication skills.
- Ability to manage multiple priorities and communicate findings clearly to senior stakeholders.
Preferred Experience
- Consumer finance, particularly subprime or non-prime lending.
- Asset-backed lending, securitisation or debt capital markets.
- Python for financial analysis and forecasting.
- BI tools such as Tableau or Snowsight.
- Using AI tools to improve analysis and reporting.
Benefits
- Medical, dental and vision coverage.
- 20 days of paid time off plus 11 paid holidays.
- 401(k) with company matching.
- Student loan and tuition reimbursement.
- Commuter assistance.
- Parental leave.
- Inclusion and employee engagement programmes.
Working hours: Standard hours are 9am–5pm ET, with flexibility to accommodate other US time zones.
Remote opportunities are available throughout the United States.