MVB Financial Corp. (“MVB Financial” or “MVB”) is an innovative financial holding company of MVB Bank, Inc. Through its subsidiary, MVB Bank, Inc. (“MVB Bank”) and the bank’s subsidiaries, MVB provides a broad range of financial services to individuals and corporate clients primarily in the Mid-Atlantic region. Additionally, MVB serves Fintech, Payment, and Gaming clients across the United States. At the core of MVB’s operations are its foundational values: Trust, Commitment, Teamwork, Adaptability, Respect, Love, and Caring. These values drive the company’s success and foster a collaborative and inclusive work environment. This position offers the flexibility of remote work.
About The Role
The Fintech Data Analyst will play a critical role in supporting the financial analytics and reporting functions within MVB’s fintech partnerships business. The individual in this role will be responsible for evaluating deal economics, monitoring client profitability, and supporting forecasting and reporting across deposit balances, net interest income (NII), and fee revenue lines. This position requires collaboration across multiple verticals, including gaming, acquiring, issuing, Banking-as-a-Service (BaaS), and payments. The Fintech Data Analyst will work closely with Sales, Account Management, Finance teams, and senior leadership to provide insightful financial analysis that informs business decisions.
Qualifications
- Bachelor's degree in Finance, Economics, Accounting, Business, or a related quantitative field.
- Approximately 2–3 years of experience in financial analysis, FP&A, banking, or a related analytical role.
- Advanced proficiency in Excel, including use of SUMIFS, pivot tables, financial modeling, and sensitivity/scenario analysis.
- Strong analytical and quantitative skills with experience modeling deposit balances and interest income.
- High attention to detail and accuracy in financial reporting, particularly in high-stakes environments.
- Familiarity with the banking, payments, or fintech industries, including understanding of deposit and interest rate dynamics.
- Experience with data analysis tools such as SQL, Python, or similar platforms.
- Build and maintain detailed financial models for prospective fintech clients to support deal evaluation and pricing discussions.
- Conduct scenario and sensitivity analyses to test assumptions related to client ramp-up, rate environments, and volume growth.
- Evaluate new client onboarding economics against established benchmarks across various verticals.
- Analyze client-level profitability post-launch, identifying margin compression, pricing issues, or unfavorable trends.
- Collaborate with Account Management to translate financial findings into actionable recommendations for pricing adjustments or contract renegotiations.
- Monitor key performance indicators across the client portfolio to identify outliers and emerging risks.
- Support monthly fintech performance reporting, including revenue reports, executive presentations, and board/Investment Committee materials.
- Assist with division budget tracking, variance analysis, and monthly/quarterly close activities.
- Maintain rolling forecasts across NII and deposit workstreams, incorporating client ramp assumptions and rate environment changes.
- Prepare clear, accurate, and well-organized materials for senior leadership and board-level review.
- Serve as a financial analytics resource to Sales and Account Management throughout the client lifecycle.
- Effectively communicate financial analysis and findings to both technical and non-technical stakeholders.
- Coordinate with Finance, Treasury, and Data teams to ensure consistency of assumptions and data across models and reports.
- Medical, Dental, and Vision Insurance
- Health Savings Account (HSA), Health Reimbursement Account (HRA), and Flexible Spending Accounts (FSA)
- Short- and Long-Term Disability Plans
- Group Life Insurance
- Education and Tuition Expense Reimbursement
- Remote work flexibility
MVB Financial Corp. is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.