Income Specialist/Jr. Underwriter (REMOTE)

Lensa is a career site that helps job seekers find great jobs in the US. We are not a staffing firm or agency. Lensa does not hire directly for these jobs, but promotes jobs on LinkedIn on behalf of its direct clients, recruitment ad agencies, and marketing partners. Lensa partners with DirectEmployers to promote this job for Insight Global. Clicking "Apply Now" or "Read more" on Lensa redirects you to the job board/employer site. Any information collected there is subject to their terms and privacy notice. Job Description We are seeking a detail-oriented Income Specialist to join our team. This role is responsible for accurately calculating borrower income across multiple loan programs, ensuring compliance with agency guidelines and internal standards. The ideal candidate will have strong analytical skills and experience in mortgage underwriting processes.   Key Responsibilities   

• Calculate and verify borrower income for various loan products, including:

   ○ Fannie Mae (FNMA)    ○ Freddie Mac (FHLMC)    ○ FHA    ○ VA   

• Review income documentation to ensure accuracy and completeness.

• Apply agency-specific guidelines and internal policies to determine qualifying income.

• Collaborate with underwriting and processing teams to resolve income-related issues.

• Maintain up-to-date knowledge of investor and agency requirements.

Provide clear documentation and rationale for income calculations. This is a fully remote role. We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to HR@insightglobal.com.To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: https://insightglobal.com/workforce-privacy-policy/. Skills And Requirements Proven experience in income analysis for FNMA, FHLMC, FHA, and VA loan programs. Strong understanding of agency guidelines and mortgage documentation. Proficiency in Encompass loan origination software. If you have questions about this posting, please contact support@lensa.com